One Calculator. 20+ Lenders. Zero Hassle.
Turn website visitors into qualified buyers—24/7.
Introducing Qalculate—your FREE website plugin that gives instant access to HP, CS & PCP quotes – keep customers engaged on your site.
Add Qalculate today and start converting more leads into sales.
Over 30 Years of Driving Finance Forward
Since 1993, AU Finance has led the way in motor‑finance innovation—supporting dealers with speed, service, and proven results.
Thousands of successful finance cases
Decades of specialist knowledge
A nationwide network of loyal dealer partners
Flexible Finance Solutions for Every Type of Buyer
Our extensive lender panel covers prime, near‑prime, and subprime, giving your customers fast access to the finance they need—whatever their circumstances.
Hire Purchase (HP)
Personal Contract Purchase (PCP)
Personal Loan
Lease Purchase (LP)
Seamless From Start to Sold
Our platform connects effortlessly with all leading DMS systems, delivering a smooth, friction‑free experience for dealers.
Say goodbye to duplicate entry and delays—enjoy a clean, connected process straight through to payout.
Our Technology. Your Competitive Edge.
With fully proprietary software, we deliver one of the fastest, cleanest finance journeys in the industry. Expect rapid decisions, real‑time updates, and effortless e‑invoicing—all designed to accelerate your sales pipeline.
We’re proud of what we’ve built—and we’d love you to be part of our next chapter.
Fixed Rate? Rate for Risk? Whatever Your Customer Needs, We Deliver.
We provide competitive finance options that match every customer profile—helping you close more deals with the right product at the right rate.
Rates starting from 8.9% APR
Full product range: HP, CS, PCP, Personal Loan, Lease Purchase
Lender support for all credit circumstances
As a broker, we’re on the customer’s side—offering choice and flexibility banks can’t match.
Representative Example: Borrowing £7,500 over 48 months with a representative APR of 19.9% fixed, the amount payable would be £221 a month, with a total cost of credit of £3,129 and a total amount payable of £10,629.
Try it for yourself
See how Qalculate performs in the real world.
Take a look at dealers already boosting sales with it.
D&R Trade
D&R Trade, based in Derbyshire are currently using our Qalculate PF3 platform for their finance enquires.
Used Car Discount
Used Car Discount, based in Warrington are currently using our Qalculate PF2 platform for their finance enquires.
Prime Motors London
Prime London Motors based in Middlesex are currently using our Qalculate PF2 platform for their finance enquires.
Claim Your Free Dealer Access
Let’s explore the powerful features that make Qalculate a game‑changer for dealers.
Ultra‑Simple One‑Page Application
A frictionless form that takes less than 2 minutes, reducing drop‑offs and speeding up contact times.
Quote More Vehicles, Win More Customers
Qalculate quotes PCP, HP and Conditional Sale on vehicles from brand new to 20 years old with mileages up to 150k—giving you maximum flexibility to convert more leads.
VAT Built In. Errors Built Out.
Qalculate applies VAT correctly from the start, meaning your proposals flow through the system without delays or rework. More accuracy, less admin, quicker payouts.
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